Flexi Payment/ 0% Installment Plan FAQ

1. Which card can be used under 0%* installment payment plan?
• Maybank - Visa / Master Credit Card
• Public Bank - Visa / Master Credit Card
• Alliance Bank -Visa/Master Credit Card
• EON Bank –Visa/Master Credit Card
  
  
2. Any minimum purchase required?
   Yes, minimum purchase of RM2000 in one receipt.
   
   
3. What is the duration I can apply for?
   • Maybank - 12 months
   • Public Bank - 12 months
   • Alliance Bank- 12 months
   • EON Bank- 12 months
     
     
4. Is deposit required?
   No deposit is required. However, please ensure credit balance is sufficient for the purchase price.
   
   
5. Any document required?
   Kindly photocopy IC & Credit for the application submission to the bank.
   
   
6. How long does it need to approve?
   Estimated within an hour in normal circumstances
   
   
7. Will there be any penalty if I decide to pay off the plan earlier or cancel the plan before the term?
   Penalties and charges imposed differ from bank to bank. Please check with your bank for more information.
   
   
8. How are my monthly payments made?
   Once approval is obtained from your bank, the deduction will appear in your monthly statement. The total amount will be divided equally based on the duration of the Installment Payment Plan.
   
   
9. Is there any late payment charge?
   Yes, based on your bank rates/charges. Please check with your bank for more information.
   
   
10. How to apply?
    Kindly drop by to Happy Baby Show room for filling in the relevant documentation.

For any other Terms and Conditions pertaining to the 0% Installment Payment Plan, please refer to your bank.